Many of our patients have both medical insurance and a separate vision plan. Some patients have only medical insurance, while others pay out of pocket for their eye care altogether. Whatever the case may be, we are here to help! However, if you have both medical insurance and vision coverage, it is important to understand the difference between them. While each plan pertains to your eyesight in general, both cover very different aspects.
Your medical insurance is designed to provide coverage in the event you have a specific medical problem pertaining to your eyes. This could range from glaucoma to pink eye, allergies or cataracts, to name just a few examples. However, it is not intended to cover vision problems, such as nearsightedness, farsightedness, or astigmatism. However, if your optometrist discovers during your examination that you have medical issues in conjunction with vision problems, this would be when your medical insurance would potentially also be utilized.
Your vision plan is designed to help maintain your vision. This can include:
If you have a medical condition that affects your eyes, such as high blood pressure, diabetes or various eye diseases, then your vision plan may not cover your yearly eye exam. Instead, your medical insurance may be required to cover the cost. We can discuss the details of this with you when you schedule your appointment, as well as which insurances and vision plans we accept. Progressive Eyecare accepts many different vision plans and medical insurances; such as Eyemed, Culinary Health Fund, Vision Service Plan (VSP Out-of-Network), Tricare, Health Scope Benefits, Davis Vision, Superior Vision, Medicare, Medicaid and many more.
To learn more about our services, or to schedule an appointment for an exam, please get in touch with us. We can be reached at (702) 368-2021 (North Las Vegas), (702) 834-5609 (Boca Park), or (702) 407-0601 (Southwest Las Vegas).